Jamshedpur Research Review Issue III volume I (ISSN 2320-2750)


JAMSHEDPUR RESEARCH REVIEW

 ENGLISH QUARTERLY MULTI DISCIPLINARY PEER REVIEWED INTERNATIONAL RESEARCH JOURNAL 

June 1   2013 – August 31 2013
 YEAR 1: :  Volume I  Issue III

 ISSN 2320 -2750

Chief Editor:
Mithilesh Kumar Choubey
Gyanjyoti.foundation@rediffmail.com
 
A publication of

GYAN JYOTI EDUCATIONAL AND RESEARCH FOUNDATION (TRUST)
Registered office: 62, Block No.3, Shastrinagar, Kadma, Jamshedpur, Jharkhand, Pin-831005, Tel Nos.: 0657-2226693, 9334077378, E-mail: gyanjyoti.foundation@rediffmail.com



Editorial Board of Jamshedpur Research Review
 
·        Dr. J.P Mishra, Dean, Student Affairs, School of Management Studies, Varanasi, UP.  Email-jpmishra@smsvaranasi.com.
·        Dr. A.N Mishra, Principal, MGM Medical College, Jamshedpur, Jharkhand.
·        Dr. Vijay Bahadur Singh,  Reader, Dept of Commerce, Ranchi University and   Former Director, Higher education, Jharkhand
·        Dr. Neha Tiwari, Prof-in- Charge, Dept. of Mass Communication and  Assistant Professor, Dept of English,  Karim City,College, Jamshedpur, Jharkhand.

National & International Referee
·         Dr. Brij Kumar Pandey, University Professor    ( Rtd), Baba Saheb Bhimrao Ambedkar University. Bihar. Ph. 26224-265078.
·         Dr. S.K Sinha, University Professor and Dean, Department of English, Kolhan, University, Jharkhand.
·    Dr. Raksha  Singh,  Principal, Sankaracharya Mahavidhyalya, Bhilai, Chhattisgarh,  Email-Rakshasingh20@rediffmail.com.
·         Sri. Rajesh Kumar Dwivedi, Vice Consul, Consulate General of India, Ho Chi Minh City. 10.11, Horizon Tower, Ho Chi minh City, Vietnam, e-mail-bablujsr@yahoo..com, (Tel No.: 00 84 12641 57586. 00 84 8 62990239
·         Dr. Hanuman Sharma,  University Professor ,  Dept of Botany, Ranchi University, Ranchi, Jharkhand.Ph.9431768777

·         Dr. Ajay Prasad, MGM Medical College, Jamshedpur, Jamshedpur.



Peer Review Committee
·         Dr. Mustaq Ahmad , Head of the Department, Dept. of Commerce, Karim City College Jamshedpur, Dr. Danish Ali Khan, Associate Professor, NIT, Jamshedpur, Jharkhand.
·         Sri Rakesh Shahi, ( MBA, LLB ) Senior Advocate, Jamshedpur,
·          Dr Abhay  Kr Pandey,  D.K College, Dumraon, Buxar, Bihar.
·         Dr. L Kachap,   Head of the Department, Dept of Psychology, Jamshedpur Co-operative College, Jamshedpur, Kolhan University Jharkhand.
·       Dr.  S. Ansari , Head of the Department, Dept of Hindi,  Karim City College, Jamshedpur. Jharkhand, Tel No.:09835552464.
·         Dr. S.B Tiwari, Dept of Commerce, ABM College,  Kolhan University Jamshedpur. Jharkhand, Tel No.:09334240746      
·         Dr. Sanjive Singh, Dept. of Commerce, Jamshedpur Co-operative College.Jamshedpur.
·         Dr. D.K Pandey, Asst. Professor, Dept of Commerce, ABM College,  Kolhan University Jamshedpur, Jharkhand, Tel No.:09934528938.         
·         Dr. K.M Mahato, Head of the Department, Dept of Commerce, Jamshedpur, Co-operative College, Kolhan University, Jamshedpur.
·         Mr. Krishna Prasad, Dept of Commerce, Jamshedpur Co-operative College, Kolhan- University, Jamshedpur. Tel No.:9431759091
·         Mr. T.N.P Verma, Tata Steel, Jamshedpur.
·         Dr. Poonam Sahay, Assistant Professor, ABM College, Kolhan University, Jamshedpur.
·         Dr. K.K Sahay, Asst. Professor, ABM College, Jamshedpur.
·         Sri.  Sanjay Kumar Singh, New Delhi ,
·         Dr. Prabhat Choubey, Senior medical consultant, UNISEF, New Delhi.
·         Dr. Khalid Pervez, Associate professor, VIT, Vellore, Tamilnadu, Tel No.:9597870852, Khalid_MBA@rediffmail.com.
·         Sri Rajesh Kumar, Human Right Activist, Jamshedpur. Ph. 07677399900.


INDEX
1.      PROBLEM OF ROUND TRIPPING AND FDI INFLOWS IN INDIA.        
         Anupam Parua, K. D. College of Commerce & General Studies, Midnapore, West Bengal. 07--11
2.      PERCEIVED PARENTAL SUPPORT AND ACADEMIC ACHIEVEMENT IN BIOLOGY OF SECONDARY SCHOOL TRIBAL STUDENT.   Afeef Tharavattath,  Farook Training College, Calicut, Kerala.12-15
3.      COMMUNITY APPROACHES TO PREVENT SUICIDE BEHAVIOUR: SOME FIELD NOTES FROM JHARKHAND.  Sudeep Kumar, Xavier Institute of Social Service (XISS), Ranchi. Jharkhand.16-30                
4.      EDUCATION FOR PEACE IN THE LIGHT 0F NATIONAL CURRICULUM FRAMEWORK – 2005.                   
        Ajit Mondal &  Dr. Jayanta Mete, University of Kalyani, West Bengal. 31-39
5.      CURBING CYBER CRIMES BY INDIAN LAW.  Tej Narain Prasad Varma  &  Dr. DA Khan,NIT, Jamshedpur Jharkhand.  40-51
6.      MATERNAL MORTALITY AS A HUMAN RIGHT VIOLATION: INDIAN JUDICIARY’S RESPONSE TO MATERNAL MORTALITY AMONGST DESTITUTE WOMEN IN INDIA.  Sreeja Jaiswal, Tata Institute of Social Science(TISS) Mumbai.  52-62
7.      AGRICULTURAL LABOUR MIGRATION IN THE INDIAN COUNTRYSIDE: EMPIRICAL EVIDENCE FROM WESTERN ODISHA.  Pramil K. Panda, Xavier Institute of Social Service, Ranchi Jharkhand.   63-70
8.      PERSONAL CARBON TRADING: AN INNOVATIVE TOOL TO FIGHT GLOBAL WARMING.  Nanda Dulal Hazra, Tamralipta Mahavidyalaya, Tamluk, Purba Medinipur, WB. 71-80 
9.      EFFICIENCY AND PRODUCTIVITY ANALYSIS OF REGIONAL RURAL BANKS IN PASCHIM MEDINIPUR DISTRICT (2007-12) : AN APPLICATION OF MALMQUIST PRODUCTIVITY INDEX.  Pinaki Das, (Vidyasagar University,  West Bengal) & Sibaram Chatterjee  (Pingla Thana Mahavidyalaya, West Bengal)  81-97
10.  INDUSTRIALIZATION IN WEST BENGAL DURING LEFT FRONT - A SEARCH FOR ANSWERS TO SOME QUESTIONS.  Dr. Kajalbaran Jana, Assistant Professor of Commerce, Tamralipta Mahavidyalaya, West Bengal. 98-104                                                                                                           
11.  FUTURE OF QUALITY CIRCLES IN INDIA- AN ANALYSIS.  Dr. Prabhat Kumar Pani,  ABM College, Kolhan University, Jharkhand. 105-109
12.    BHAGIDARI APPROACH TO ENVIRONMENTAL GOVERNANCE: A CASE STUDY DELHI.   Dr. Prakash Chand, Dyal Singh (Eve.)College, University of Delhi, Delh. 110-120
13.  RURAL MARKETING STRATEGIES FOR BANKS: ISSUES AND PROSPECTS.  Prof. Bhaskar Bhowani, Xavier Institute of Social Services,  Ranchi, Jharkhand121-128
14.  THE SEXUAL HARASSMENT OF WOMEN AT WORKPLACE (PREVENTION, PROHIBITION AND REDRESSAL) ACT, 2013:  A STEP TOWARDS WOMEN’S RIGHT TO WORK WITH DIGNITY.                                                       Dr. S.B Tiwari, ( ABM College Kolhan University, Jharkhand)  &  Dr Sanjiv Chaturvedi, (Doranda College, Ranchi University, Jharkhand.)    129-135
15.  BIBLIOGRAPHIC CONTROL OF ARABIC LITERATURE IN KERALA: PROBLEMS AND PROSPECTS.  K Sareef Rouzathul Uloom Arabic College, Kerala    136-138
16.  FARCE INDIAN MASCULINITY IN ANITA DESAI’S NOVEL ‘CLEAR LIGHT OF DAY'                                          
       Manisha Titus, Jamshedpur Co-Operative College, Kolhan University, Jharkhand.     139-142
17.  LANGUAGE AND SCRIPT: THE POWER & POLITICS. J A H Khatri. Babaria Institute of Technology, Vadodara, Gujarat.   143-146
18.  CHANGING   DIMENSIONS OF WARLI PAINTING.   Mohini Jagdish Gawai, Mahatma Gandhi Antarrashtriya Hindi Vishwavidyalaya, Wardha, Maharashtra  147-150    
                          
19.  LANGUAGE DEVELOPMENT THROUGH STORYTELLING.                                         
    Dr. Janet Andrew Shah  Nirmala College, Ranchi University, Ranchi, Jharkhand.      151-155

EDITORIAL 

Mithilesh K.Choubey
 For the fourth time this year the statutory forest clearance panel, Forest Advisory Committee, (a key environment ministry panel) has green signaled a mining project in the Naxal-affected Saranda forests of Jharkhand. Saranda forests, is among 26 districts identified by the central government as most-highly Left-wing extremism-affected districts with 80% violence in the last three years. This time this is an iron ore for Rungta Mines. The forest panel has suggested that 99 hectares, of which 90 hectares be the virgin forest, be diverted for iron ore mines.
 In January 2013 the Forest Advisory Committee had recommended the diversion of 1500 hectares to allow JSW Steel and Jindal Power and steel mine iron ore and manganese. In February 2013, the statuary panel advised the ministry to permit SAIL to mine iron and ore in 243 hectares of  Saranda  forests in the  Jhillingburu Division.  The panel’s recommendation to allow mining in some 1,800 hectares of Saranda forest might further intensify the environmental and nexal problem in the Saranda,  dense forest area in the hilly region of West Singhbhum district of Jharkhand, dotted with huge iron ore reserves. 855 Squire Kilometer area of the dense Sal forest had been under Maoist control for more than one decade.  Following the reclamation of Saranda Forests by the paramilitary forces in August 2011, the government embarked on a development strategy- Saranda development plan or SDP to reduce the risk of further Maoist insurgency in the area. The main elements of the SDP are: Building houses, roads, bridge, and implementation of the Forest Rights Act, mobile health units, watershed development projects and improving access to drinking water supply.   But the fresh reconditions of mining lease might nullify the government efforts.Currently 9,505 hectares of land in Saranda forest area has been allotted to private and public sector companies. Public sector companies have 6,974 hectares and private sector companies have 2,531 hectare of mines area in possession.  Following table shows that production of iron ores in Jharkhand is much more than actual consumption of iron ore in state. 
Year
Production of  iron ore in Jharkhand     (LakhTonne)
Consumption of iron ore in Jharkhand (Lakh Tonne.
Export (Lakh Tonne)
2008-09
213.20
139.10
74.10
2009-10
225.40
142.80
82.60
2010-11
231.70
116.00
115.70
The rural development department  had stressed on not to open up the area for mining except by SAIL till such time that the Saranda Development Plan is fully implemented and the local tribal population becomes comfortable with the local administration and see the benefits of development flowing to them in visible and tangible measure. While Jiiram  Ramesh is open to the idea of Sail mining in the area, his colleague Kishore Chandra Deo is of the view that there should be a total moratorium on mining in areas most-affected by Maoists. Deo argues that unresolved land rights and mining were principle causes of alienation among the tribal population. So far, the local population has no stake or share in the mining proceeds. The impact on mining on the forests has been significant. State forest reports show that that between 1997 and 1999, about 3,200 hectares of forest was lost in the Singhbhum region. Between 2001 and 2003 some 7,900 hectares of dense forests were lost in the East and West Singhbhum districts. So, question arises – what is the urgency of allotting fresh mines leases in the Saranda forest area when it is not the only areas where we have mineral resources

From the editorial Board’s Desk…..
Dr. Neha Tiwari                             
 Editor
Research has always been an essential part of human existence. It always starts with some curious mind questioning the existing parameters and providing all new conclusions packed with evidences but again ready to be questioned.It’s a driving force of human evolution. It is an exercise to excel in all spheres of life. We consider it a proud privilege to promote research, in the form of publication of the research journal ‘Jamshedpur Research Review’, for the betterment of the society.
In this issue of ‘Jamshedpur Research Review’, we have taken up multi-disciplinary papers to lay focus on all areas. Committing Suicides is a new epidemic that is invading our society, despite consistent efforts to increase awareness and enhance life-style management skills. A study by Sudeep Kumar throws light on suicidal tendencies and community-approach towards its preventive measures.

The study of Prof. Bhaskar Bhawani emphasizes on the need for innovative marketing strategies for banking services to cater the growing demand for rural areas whereas Pinaki Das and Sibaram Chatterjee take up the case study of Paschim Medinipur district to analyse the efficiency and productivity of regional rural banks. It will be interesting as both studies complement each other. Labor migration is a common problem persisting in states  like Jharkhand, Chhattisgarh, Bihar and Odisha. Pramil K. Panda’s paper provides a social economic dimension of agriculture labor migration through different case studies of western Odisha. Raghu, Dhanu, and Niran can be found anywhere in such states. Dr. Prabhat K. Pani has provided an in-depth analysis of quality circles and their future in India.
Maternal mortality scenario prevelant in India is pathetic. Even the census report of 2011 shows no sign of improvement in this regard. Sreeja Jaiswal gives an overall view and recommendations to improve ..Another research scholar, K. Sareef , from Kerala, has come up with very interesting study regarding bibliographic control of Arabic literature in Kerala. It will be useful to all Arabic literature lovers. Manisha Titus explores the farce Indian masculinity in Anita Desai’s ‘Clear Light of Day’ and at the same time succeeds in presenting dominated world of man over woman.
These are some papers we have discussed, there are lot more which are interesting, informative and enlightening. Go ahead and read them all. Best way to enrich yourself. Do comeback with feedback.


    PROBLEM OF ROUND TRIPPING AND FDI INFLOWS IN INDIA

Dr. Anupam Parua¨

Assistant Professor & Head, Dept. of Commerce (Accounting & Finance), K. D. College of Commerce & General Studies, Midnapore, e-mail: anupam_parua@rediffmail.com


Foreign Direct Investment (FDI) is considered to be the most attractive type of capital flow for emerging economies as it is expected to bring latest technology and enhance production capabilities of the economy (Economic Survey 2008-09). But foreign investment of any kind might not be that beneficial to the economy. If foreign investment comes via the route of Foreign Portfolio Investment (FPI) then it might well add to the volatility of stock market of the country without giving any lasting benefit. So, differentiation between FDI and FPI is all the more important while taking policy decisions regarding setting the terms and conditions for accepting foreign capital. Very recently, a committee under the Chairmanship of Mr.  Arbind Mayaram, Secretary, Dept. of Economic Affairs, has been formed to clarify the domain of foreign direct investment.  FDI in India has a chequered history. After liberalization, Indian economy witnessed a phenomenal growth in FDI inflows. The cumulative amount of FDI inflows (total of equity inflows, re-invested earnings and other capital) for a period starting from April 2000 and ending on December 2012 stands at USD 280,412 million. Service sectorsaccount for the maximum FDI inflow (about 18% for the year 2010-11). But nearly 70% of the flow comes from five countries namely Mauritius, Singapore, United Kingdom, Japan and USA (FDI Statistics, DIPP). About 85% of the total inflows come from top ten countries contribution to FDI inflow in India. Again, these countries are regarded as ‘Off-shore Financial Centres (OFC)’ by international bodies like IMF, FSI and World Bank. So, there is the larking danger of round-tripping of financial capital into the economy. In this context, present paper attempts to throw light on the problem of round-tripping and the probable impact of round-tripping from OFCs through FDI inflow route. 
Key Words: -tripping, FDI, FPI, Round OFC. 

PERCEIVED PARENTAL SUPPORT AND ACADEMIC ACHIEVEMENT IN BIOLOGY OF SECONDARY SCHOOL TRIBAL STUDENT
 
Afeef Tharavattath*

* Assistant Professor, Farook Training College, Calicut, Kerala

This study was conducted to investigate the relationship between the perceived parental support and achievement in biological science of secondary school students. The sample was collected from 120 tribal students of Plakkad, Malappuram, Wayanad and Kozhikode district of Kerala. The sample was drawn using stratified random sampling technique. Correlation analysis and ‘t’ test was employed to analyse data. The results revealed that there is a positive relationship between the parental support and academic achievement. Moreover, there is a significant gender and type of school difference in the perceived parental support and academic achievement. Perceived parental support is a boosting factor for academic achievement for tribal girls than boys.

COMMUNITY APPROACHES TO PREVENT SUICIDE BEHAVIOUR: SOME FIELD NOTES FROM JHARKHAND


Sudeep Kumar*

* Assistant Professor, Department of Research and Publications, Xavier Institute of Social Service (XISS), Dr. Camil Bulcke Path, Ranchi – 834001 (Jharkhand), email: skg74@rediffmail.com 


People attempt and commit suicide for a variety of reasons, and in diverse social and personal circumstances. In India the number of suicide cases per year is increasing at an alarming rate. But, as a result of prevailing social and religious attitudes suicide is under reported. Several researchers have studied suicide in different parts of India to understand the risk factors and protective factors in order to formulate strategies to prevent this social pathology. In the light of the above, the present paper attempts to study various aspects of suicide behaviour including the cause, risk factors and the community level approaches to its prevention. The study is based on empirical study as well as on secondary literature like books, journals and web based research within the context of suicide behaviour. Suicides can be prevented at individual level, family level, community level, and religious level by teacher, councillors and mass media. Suicide prevention in India requires public health interventions. It is high time to make action plans for preventing suicide on the part of community, government and NGOs.

EDUCATION FOR PEACE IN THE LIGHT 0F NATIONAL CURRICULUM FRAMEWORK – 2005
 
Mr. Ajit Mondal*    Dr. Jayanta Mete**


* Research Scholar, Department of Education (IASE), University of Kalyani, Kalyani, West Bengal,Pin-741235, India, E-mail: mondalajit.edn@gmail.com, Mobile: 09433496340

* * Associate Professor, Department of Education (IASE), University of Kalyani, Kalyani, Pin-741235, West Bengal, India, E-mail: jayanta_135@yahoo.co.in, Mobile:    09433476662
* *

We live in an age of unprecedented levels of violence, with constant threats posed by intolerance, fanaticism, dispute and discordance. Ethical action, peace and welfare are facing new challenges. A strong need is being felt by educationists, philosophers, scientists and political leaders to rejuvenate the human values, which may bring long lasting peace on this planet. The purpose of education goes beyond the propagation of knowledge. Delor’s     Report (1996) on learning to live together as the central pillar of education proposes that education must be geared to promote a culture of peace, tolerance, democratic values, human rights and duties among students. With the reality of the alarming increase in violence in school life, the National Curriculum Framework (NCF)–2005 strongly advocates education for peace at all levels of schools. In this backdrop the present paper tries to epitomise the concept of education for peace in the light of NCF–2005. In the final section, approach, strategies, activities and teacher’s role in education for peace in the landscape of school education are also addressed as envisaged in the NCF–2005.
Key Words : Education, Peace, Human Values, Harmony, NCF–2005.


CURBING CYBER CRIMES BY INDIAN LAW
  Tej Narain Prasad Varma*
 Dr. DA Khan **

* Researcher in Computer Applications at NIT,Jamshedpur and working as Assistant Manager, Vigilance in Tata Steel Limited, India
* * Professor, Dept of computer applications NIT, Jamshedpur, Jharkhand.

In last decade the exponential growth of Information and Communication Technology (ICT) has significantly replaced the paper based communication with e- communication.  But, at the same time, with the development of this new technology risk of cyber crime is also increased. Cyber crime can be defined as  “Criminal activity directly related to the use of computers, specifically illegal trespass into the computer system or database of another, manipulation or theft of stored or on-line data, or sabotage of equipment and data.
In year 2000 Indian government introduced the Information Technology (IT) Act,  Objective was to   define the use and misuse of digital medium in the country as well as to  bring  the cyber crime under the ambit of Indian law.  The paper presented here, attempts to   explain the  nature and dimensions of various types of cyber crimes-taking place today    and    also  thrash out  its curbing through present  cyber laws in the country.
Key Words: Cyber Crime, Indian Law

MATERNAL MORTALITY AS A HUMAN RIGHT VIOLATION: INDIAN JUDICIARY’S RESPONSE TO MATERNAL MORTALITY AMONGST DESTITUTE WOMEN IN INDIA

Sreeja Jaiswal *


*  Tata Institute of Social Sciences (TISS), Mumbai.

The paper analyses the maternal mortality scenario prevalent in India and goes on to construe maternal mortality as a human rights violation especially of the right to life, right to health and principle of equity and non discrimination.  The paper then examines India’s obligations towards improving healthcare facilities for women and reducing maternal mortality under various International Conventions it has ratified. The next section deals with analyzing landmark maternal mortality cases in India which has held maternal mortality to be a human rights violation. The article concludes by providing recommendations for improving the maternal mortality situation in India. It makes a case for adopting the human rights based approach for tackling maternal mortality.

AGRICULTURAL LABOUR MIGRATION IN THE INDIAN COUNTRYSIDE: EMPIRICAL EVIDENCE FROM WESTERN ODISHA
Pramil K. Panda*

* Assistant Professor, Xavier Institute of Social Service, Dr. Camil Bulcke Path, Ranchi – 834 001, Jharkhand, India. E-mail: pramilkpanda@gmail.com
This paper examines the migration of agricultural labourers in the Indian countryside in the aftermath of Green Revolution. By taking the case study of a Western Odisha village it finds that recurring drought that resulting in the failure of crops year after year and the consequent unemployment enforced a large number of people from the neighbouring districts to move out of their villages in search of jobs. In the meantime, the beginning of agricultural modernization in the Hirakud Dam Command Area provided them the much needed opportunity to come and work in the farms of the local landlords. Due to their sufficient skill in agricultural works, willingness to work even for fewer wages than the prevailing market rate, obedient and clientelestic attitude, the landlords started patronizing them as an alternative work force to counter the monopoly of the local labourers, which in turn helped the migrant labourers to settle down at the place of destination permanently. It is also found from the study that many of them were marginal peasants, tenants and share-croppers at their native places but drought has compelled all of them to leave the places of origin even abandoning their immovable properties like land and house.

PERSONAL CARBON TRADING: AN INNOVATIVE TOOL TO FIGHT GLOBAL WARMING
Nanda Dulal Hazra*


* Assistant Professor, Department of commerce, Tamralipta Mahavidyalaya, Tamluk, Purba Medinipur, Pin-721636,e-mail-nanda.hazra@rediffmail.com,M-09800421337.

To fight Global warming Kyoto protocol suggested Carbon trading as one of the innovative tool. In India carbon trading is gaining more and more importance day by day because of existence of India in Annex II countries (Having no emission reduction target) and opportunity of earning foreign currency through carbon trading. And the business of carbon trading is increasing faster than the IT and BPO sectors. In this article I have tried to concentrate on trading of surplus and deficit carbon units arising on household level i.e. Personal carbon Trading (PCT) and its different aspect. There are several models of PCT but all of them have same objective to reduce the emission at individual level as well as reduction of emission at national level as a whole. But they are different according to their approaches and scope. For successful implementation of the scheme public acceptability, government support and technological base is very important. But considering present India’s situation it is very important to develop the required infrastructure and political consensus before implementation of the scheme.
Key words: Green house gases, Personal carbon trading, certified emission reduction, Behavioural changes, Domestic tradable quota (DTQ),Tradable energy quota 

EFFICIENCY AND PRODUCTIVITY ANALYSIS OF REGIONAL RURAL BANKS IN PASCHIM MEDINIPUR DISTRICT (2007-2012): AN APPLICATION OF MALMQUIST PRODUCTIVITY INDEX.
 
Pinaki Das*  Sibaram Chatterjee**

* Assistant Professor, Department of Economics with Rural Development, Vidyasagar University. West Bengal

** Assistant Professor, Department of Commerce, Pingla Thana Mahavidyalaya, West Bengal


The main challenge before a developing nation is to bring up sustainable growth. In any economy, the financial sector is the main engine that drives economic growth through the effective allocation of resources to productive units. Indian financial sector is dominated by the banking sector that contributes significantly to the level of economic activity, as empirically established by Jadhav and Ajit (1996). Since independence Indian banks have gone through three major changes: a period of consolidation of banks (up to 1966), a period of stagy expansion in both geographical and functional terms (from 1966 to mid – 1980s) and a period of consolidation (from mid- 1980s to 1991). Banking sector nationalization in 1969 played a pivotal role in accelerating economic development in the country. This facilitated rapid expansion of banking sector in bothgeographical and functional terms. On the other hand, in order to cater exclusively the credit need of rural poor and priority sectors, RRBs were set up as per recommendation of the working group, chaired by M. Narashimam, appointed by the Govt. of India in 1975 with an objective to develop agriculture, village industries and other productive activities in rural areas by providing credit and other facilities particularly to the priority sector which uplift the socio-economic conditions of the rural people. These banks were set up as institutions which combine the local feel and familiarity with real programmes, which co-operative banks possess and the degree of business organization, ability to mobilize deposit, access to central money market and modernized outlook which commercial banks hold. The main idea behind setting up these banks that the resources mobilized in rural areas would be used for lending in rural areas.

INDUSTRIALIZATION IN WEST BENGAL DURING LEFT FRONT - A SEARCH FOR ANSWERS TO SOME QUESTIONS

        Dr. Kajalbaran Jana*


* Assistant Professor of Commerce, Tamralipta Mahavidyalaya, West Bengal

It is very popular debate that industrialization in West Bengal did not took place during the Left front regime because of their faulty policy. Whether is true or false is a matter debate and controversy. But it is true that Freight Equalization Policy and the Industrial Licensing Policy of Central Govt. mostly governed by the Congress Party were major component of industrial backwardness of various states including West Bengal. But During Nineties the so called introductions of new Economic Policy of Central Govt. creates opportunities the West Bengal Govt. to under take industrialization move of their own space and right pace. But these industrialization moves creates confrontation to the land owners and peasants who makes their livelihood on these landsOppositions led by Trinmool Congress took this opportunity as anti Govt. strategy as well as anti Left Front moves by creating movement against land acquisition.
Nandigram and Sigur were most upsetting incidences before Left Front to under take industrialization in the state. In this very situation it has been tried in this article to find out some answers to mostly frequent question arisen Left Front towards Industrialization.
Key Words: Industrialization, Freight Equalization, Industrial Licensing,

FUTURE OF QUALITY CIRCLES IN INDIA- AN ANALYSIS

Dr. Prabhat Kumar Pani*


* Faculty member, Faculty of Commerce, A. B. M. College, Jamshedpur. Jharkhand
 
This paper seeks to pick up two major arguments/criticisms against the long-term survival of quality circles in India, and to examine how valid they are in predicting the future of quality circles in the country. The first and foremost criticism against quality circle is that it is an alien concept, originated in Japan which has a distinctively different culture from that of India. Therefore, the concept is not likely to succeed for too long in India. The second argument is that, quality circle is basically a group oriented activity, it cannot therefore function for too long in a country like India where people tend to be more individualistic in nature.
It is important to realize the essential pre-conditions for the success of quality circle in any organization can be explained better in terms of the managerial philosophy rather than 'national culture' or even 'the organizational culture'. If Human resource development and quality circle call for identical prerequisites/requirements for their implementation and if human resource development can succeed in Indian organizations, there is no reason why quality circles cannot.


BHAGIDARI APPROACH TO ENVIRONMENTAL GOVERNANCE: A CASE STUDY OF DELHI

Dr.Prakash Chand*

* Assistant Professor, Dyal Singh(Eve.)College, University of Delhi, Delhi
In a democracy, a Government must work in partnership with the people. To this end the Government of NCT of Delhi in January 2000, put into place a participatory and interactive framework of governance popularly known as ‘Bhagidari’. It is a good governance initiative of Government of Delhi that recognizes the importance of collaboration between citizens and the Government for addressing existing and future issues affecting the quality of life in the city. As environmental quality is a major casualty in Delhi due to spiraling population; this is one of the biggest priorities for the city government. The Government has tried to respond to this problem through Bhagidari. This paper primarily deals with the role of ‘Bhagidari’ in protecting the environment of Delhi.

 
RURAL MARKETING STRATEGIES FOR BANKS
ISSUES AND PROSPECTS

 Prof. Bhaskar Bhowani*

*  Asst. Professor, Dept. of Finance, Xavier Institute of Social Science,  Ranchi, Jharkhand

Though there has been a marked proliferation of banking services in the rural areas as a result of social or state compulsion, business from rural branches has not taken off significantly. The reason for this lopsided state of affairs is, simply, because of wrong focus and faulty strategies adopted by the commercial banks. Rural dynamics are altogether very different, the sub-economy at work, the needs and wants of the rural population, their attitude and mindset are all substantially different. Strategies which work in the urban set-ups can never work in the rural world. So there is a strong need to evolve rural specific strategies particularly in the domain of operations and marketing. Bankers should take note of the fact that gone are the days when commerce and business concentrated only in metros and towns. Today, with the substantial increase in the purchasing power of the rural communities and saturation of the urban market, the scenario has reversed. Fortune now lies at the bottom of the pyramid and bankers should form the base of this economic pyramid. The current paper studies the changing paradigm of the Indian rural markets and attempts to suggest effective marketing strategies for bankers operating in the rural sector.
Key words: Rural area, Rural Marketing, Rural Consumer, Financial Inclusion, ALM, CASA, Distribution and Service  Channels, Business Process

WOMEN’S RIGHT TO WORK WITH DIGNITY:  THE SEXUAL HARASSMENT OF WOMEN AT WORKPLACE (PREVENTION, PROHIBITION AND REDRESSAL) ACT, 2013

 Dr. S. Tiwari*  Dr Sanjiv Chaturvedi**

*  Asst. Professor, Dept of Commerce, ABM College, Kolhan University, Jharkhand.
* * Asst. Professor, Dept of Commerce,  Doranda College, Ranchi University, Jharkhand.
President Pranab Mukherjee on April 25, 2013 gave his assent to Sexual Harassment of Women at Workplace (Prevention, Prohibition and Redressal) law. The law can lead to higher penalties and even cancellation of licence or registration to conduct business. The new law brings in its ambit even domestic workers and agriculture labour, employees in both organized and unorganised sectors. National Crime Records Bureau (NCRB) recorded 9961 sexual harassment cases in 2010, and 8570 in 2011.But the actual number of  sexual harassment cases are many times more than these numbers. Post liberalization, India has a significant women workforce in the Banking, Financial Services and Insurance (BFSI) sector apart from the business process outsourcing industry.  In economically underdeveloped states like Jharkhand, percentage of women workforce is bigger than male outer parts. Government has brought about the new law into force early this year with many terming it as a “big legal breakthrough” ensuring safety of women at workplace. The article presented here, aims to analyze the provisions of Sexual Harassment of Womenat Workplace (Prevention, Prohibition and Redressal) law in the backdrops of  Bhawari Devi and Vishaka case.
BIBLIOGRAPHIC CONTROL OF ARABIC LITERATURE IN KERALA: PROBLEMS AND PROSPECTS
 

* Rouzathul Uloom Arabic College, Farook College P.O.Calicut, Kerala - 673632

 
Information resources in Arabic Language are very much useful to the researchers and community. Resources in Arabic language in Kerala, is scattered in libraries attached to Islamic Institutions, kuthb khanas, madrassas, masjids, personal libraries of scholars, and Arabic Colleges. It includes manuscripts, copper plates and digital resources. It should be bibliographically controlled, digitized and preserved for future generation. ALT and ICT will help us to complete this tedious task. It will open a new window to the wide area of information studies and research. The work will be a great help to research scholars, students at various levels, faculties of Arabic departments, academicians and the community as a whole.


FARCE INDIAN MASCULINITY IN ANITA DESAI’S NOVEL ‘CLEAR LIGHT OF DAY’
Manisha Titus*

*Asst. Prof., Dept. of English, Jamshedpur Co-Operative College, Jamshedpur.


Traditionally and mythically assigned roles of man are that of a caretaker and nourishment provider but selfish male prerogatives in patriarchal society become cause of incessant female suffering. The paper examines the Indian Masculinity in Anita Desai’s Novel ‘Clear Light Of Day’ and  explores how women are exploited by men in their families because of their prerogative of being a male in tradition bound pro-patriarchal Indian society. Woman who do not comply by pro-patriarchal rules are labelled as transgressors but men like Raja, Bakul and Misra brothers are not. Self-centred men like Raja transform home from haven into a site of endless exploitation and anguish. The paper will explore Bim’s cause of suffering and revert the gaze towards Raja.

LANGUAGE AND SCRIPT: THE POWER & POLITICS
J A H Khatri*


* Assistant Professor, Department of Applied Sciences & Humanities, Babaria Institute of Technology, Varnama
Vadodara, Gujarat, Ph: 9726767115

The issue of representation plays a very important role in socio-cultural understanding of a group. When the issue of representation is related with Language, it becomes all-the-more important, because language is system that makes us ‘homo sapiens’. We, as a linguist, consider the spoken language primary and invest all our energy in understanding the spoken language. At the same time, we employ various scripts to represent this spoken language in a written form which makes language not only standard but also powerful. In the present world, the written form of language plays a very important role in developing cognition and value of a given variety of language. Present paper, discusses this symbiotic relationship of language and script. It also tries to identify the political implications behind the development and/or selection of the script for a specific language. The paper delivers the idea that any standardization process is essentially political one.

Key Words: Language, Script, Politics, Representation, Variety


CHANGING   DIMENSIONS OF WARLI PAINTING
 
 Mohini Jagdish Gawai*

* M.Phil Research Scholar, Department of Anthropology. Mahatma Gandhi Antarrashtriya Hindi Vishwavidyalaya, Wardha. Maharastra.

The warlis, according to Indra Munshi are largely concentrated in the tehsil of Dahanu, Palghar, Talasari, Mokhada, Wada, Jawahar, Murbad, Shahapur and Wangaon. Some of the warlis are also located in the adjoining district to Nashik. ‘It is generally belived that the warlis once inhabited the region near Dharmapur. Megasthenes describes this region as the varalata and thus, perhaps, the warlis acquired the name that they are known by today [sanskritkosa 19,608]’
‘Warli tribe is basically a branch of bhil tribe. They have been migrated from north. warlis are not untouchables they are clearly in the process of being assimilated in to Hindu society’ . The warlis speak an unwritten warli language which belongs to the southern zone of Indo-Aryan languages mingling Sanskrit, Marathi and Gujarati words. The word warli derived from warla meaning “piece of land” or field.
The main problems to be faced if the tribe is to prosper and progress are, in the opinion of the author(K.J.save), poverty, drink and the influence of their bhagats, that is seers or medicine men. The warlis completely identify themselves with nature and their identifications with the forest are legendary.The Koli Raja, popera invaded the warli Kingdom of jawahar . popera demanded only  that much of land that warli king agreed to this demand, since he felt that it was a reasonable demand to make. popera then covered the entire kingdom of jawahar with the cattle hide and thus the warlis lost their 

LANGUAGE DEVELOPMENT THROUGH STORYTELLING
Dr. Janet Andrew Shah*


* Asst. professor, Department of English, Nirmala College, Ranchi, Ranchi University, email: janet_shah@hotmail.com
This paper attempts to describe the benefits that storytelling can have on the development of listening and reading comprehension and the enhancement of oral and written expression. It focuses on the use of storytelling to promote language and literacy development in primary school students and benefits of classroom storytelling; Effectiveness in developing listening and reading comprehension and enhancing oral and written expression. Stories and storytelling have been used for millennia to entertain, challenge and educate. As a shared form of language interaction, storytelling has engaged communities in developing and perpetuating common understandings of both language and culture, as critical foundations to harmonious societies, Stories and storytelling provide a rich source of materials for languages classrooms, opening possibilities for gaining insights into cultures and language use, engaging learners with the literature and texts of the target language and culture and allowing learners to become both more engaged with the use of the target language and with expressing their own stories, using storytelling modes that are meaningful to them. This paper briefly explores the significance of storytelling to language learning and proposes a few ways toapproach storytelling use in the languages classroom, using examples of stories of different authors. The paper is intended to open wider discussion about the use of stories and storytelling in languages classrooms.
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